Following is a list of typical documents that are required during the application process. You may not need everything on this list, but for a fast and easy meeting with your mortgage lender, have these items available.
* Proof of income: In most cases each loan applicant will need to show your original pay stubs for the last 90 days.
* Homeowners Insurance: You will need to provide proof of your current homeowners insurance
* Copies of your W-2 forms: Each loan applicant needs to provide their W-2 forms for the last several years to verify both income and employment history.
* Copies of asset information: Including accounts holding money for closing costs, statements for savings, checking and 401K accounts and investment records for mutual funds or stocks.
* Copy of current home title insurance : Your mortgage lender will need this to verify title, taxes, and paperwork available on the property.
Keep in mind, the more information you have available, the less time it will take to finalize your AZ Home Loan.
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